NS&I announces December 2022 Premium Bonds prize winners – have you won £1million? | Personal Finance | Finance
NS&I has shared some details about the Premium Bonds holders who have become millionaires after their winning bond numbers were picked as this month’s jackpot prize winners. This month’s top prize winners come from Highlands and Islands and Wandsworth.
Every Bond number, whether it has 8, 9, 10 or 11 digits, has a separate and equal chance of winning a prize, NS&I claims.
There are three different ways to check to see if someone has won.
This is via the prize checker on the NS&I website, the official prize checker app, or their Alexa-enabled device.
To use the website, customers need their Premium Bonds holder’s number, or to check via the app, they would need their NS&I number.
Meanwhile, millions of Premium Bond prizes are still unclaimed with more than 1,500 of them worth £1,000 or more.
The unclaimed prizes include five worth £100,000 and nine worth £50,000, according to research from MoneySavingExpert.
Another 11 prizes worth £25,000 have not been collected, while 37 prizes for £10,000 have still not been claimed, along with 69 prizes worth £5,000.
More than 1,500 prizes for £1,000 are still unclaimed as well as more than 4,700 prizes worth £500.
Some 400,000 of the unclaimed prizes belong to people from London, while the south east has the second largest group of unclaimed prizes, with 347,000 prizes still not claimed.
Premium Bonds holders are entered into a monthly draw rather than earning interest on their savings.
On a recent episode of The Martin Lewis Money Show, the financial journalist explained how much a person with “typical luck” would win relative to how many Bonds they had.
He explained: “At £50,000, you would win a grand which is two percent and the top easy access account for all is 2.55 percent.
“So with typical luck, Premium Bonds win less than the easy access and they win a lot less than fixed accounts.